Credit Repair Services

It takes approximately 30-90 Days to receive Updates from the credit bureaus

For Consultation


Click here

THE PROCESS

Pick Your Desired Package

Please read and review the contents of package and then choose package

Send Documents and info that is needed

Please send over all documents that is needed . Please do so within a 3 day frame.

Wait for Confirmation E-mail

Please wait for conformation e-mail that you have been processed. After this e-mail you will waiting 30-90 days for the bureaus. The bureaus will be sending your results to you.

Email Monthly Updates

If enrolled in a monthly package When you receive your results, please send a copy of your results to CUSTOMERSERVICE@CHANGINGLIVESFINANCIAL. SOLUTIONS. This ensures that our company will be able to take the best steps to ensure that you have the best overall steps in repairing your credit

Choose your package

All updates will be sent you by the 3 bureaus

All Inclusive Packages

Package 1

$ 275
flat price

  • 15 Accounts
  • 100 GB Space
  • 1 Domain Name
  • 500 GB Bandwidth

Get Started

Package 2

$ 375
flat price

  • 15 Accounts
  • 100 GB Space
  • 1 Domain Name
  • 500 GB Bandwidth

Get Started

Package 3

$ 595
flat price

  • 15 Accounts
  • 100 GB Space
  • 1 Domain Name
  • 500 GB Bandwidth

Get Started

Package 4

$ 850
flat price

  • 15 Accounts
  • 100 GB Space
  • 1 Domain Name
  • 500 GB Bandwidth

Get Started

Package 5

$ 2075
flat price

  • 15 Accounts
  • 100 GB Space
  • 1 Domain Name
  • 500 GB Bandwidth

Get Started

Choose your package

General packages

package 1
$ 125
flat price

  •  

get started
package 2
$ 200
flat price

  •  

get started
package 3
$ 325
flat price

  •  

get started
Popular
package 4
$ 400
flat price

  •  

get started

Get Started Packages

Package 1

$ 19
99
flat price

  • files 2 items
  • All 3 bureaus will be filed
  • Valid for 30 days

Get it

Package 2

$ 29
99
flat price

  • files 4 items
  • All 3 bureaus will be filed
  • Valid for 30 days

Get it

Package 3

$ 39
99
flat price

  • files 6 items
  • All 3 bureaus will be filed
  • Valid for 30 days

Get it
Popular

Package 4

$ 49
99
flat price

  • files 8 items
  • All 3 bureaus will be filed
  • Valid for 30 days

Get it

Frequently asked questions

How long does the credit repair process take?

Depending on the status of your credit  it can up to 1 year.  But it will take 30-45 days to see results. 

How can I rebuild credit without piggybacking(being put on someone else credit as an authorized user) ?

There are many ways to build your credit on your own whether you have no credit or you are trying to re-establish credit. One option is taking out cash collateral towards a secured card with a reputable company that will report to the three bureaus. The Con to this is also finding a “lender” that can guarantee your collateral return after 12 months or earlier for maintaining an account with them. Another option is http://www.selflender.com (you can visit the site for more info on how the process works). I like the option of Self Lender because there is no credit score required to join and you can unlock the collateral money after a period of time + the interest it accumulated, like a savings account. It also reports to the bureaus showing that you have a trade line!

When should I start the process of repairing my credit ?

Do not wait until you are in need of good credit to start inquiring on how to repair it. Try to start as early as possible because it can be a timely process, depending on the circumstance, to resolve matters on your credit profile.

Do I need to file bankruptcy, Do I need a credit after i have filed a bankruptcy?

: Bankruptcy is a turning point that people consider when credit card expenses and other lines of credit or collections accounts become too much to handle. Filing for Chapter 13 bankruptcy allows you to keep all of your property, but you would have to pay your unsecured creditors (like credit card companies) an amount equal to the value of your nonexempt assets. This step is typically recommended after all options have been exhausted in repairing your credit profile yourself or through a delegated company or representative

So in summmary still owe debt and still need a credit repair.

I have so many accounts, I don’t know where to start to get out of debt?

Work on the accounts that have higher interest rates, they are the ones you are paying more on interest than principle when you submit a monthly payment. Then work your way to the lower rates. It’s a great feeling to pay off accounts, that is the feeling of financial freedom!

How can I rebuild credit?

You can rebuild your credit by getting a secured line of credit(these are kind of tricky because although it is your money that you are using for credit limit, credit companies still have terms and conditions to approve you for the account.) You can go to a company and buy something with their line of credit and make timely payments(such as a furniture store or best buy).

What items cant you remove?

 Anything that is federal like  something that is put on your credit by the IRS. You would have to contact the IRS about the debt that you owe.

When a company tries to contact me , should I answer the company?

DO NOT RESPOND TO ANY LETTERS THAT YOUR CREDITORS OR DEBT HOLDERS SEND TO YOU. This includes receiving letters from a lawyers office or letters from the creditor.Do not answer any calls. Your response can and will be recorded and used against you.